LOSAP Investments
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As an independent, third-party administrative and actuarial service firm, Penflex has much experience working with various financial institutions that our clients choose or we recommend. Regardless of the financial institution chosen for the LOSAP, Penflex does not reap any added financial benefit.

Be advised that some investment and insurance companies have hidden fees and inherent costs for program investments that reduce an organization's return significantly. As investment and insurance plans are being formulated, Penflex highly recommends consulting with an actuary to assist in the decision-making process.